Credit/Debit Card

Last changes: 09-22-2020


  1. Initiate Authorization
  2. Collect Payment Option Details via SDK
  3. Issuing Bank Authorizes Payment
  4. Complete Authorization

 

1. Initiate Authorization

2. Collect Payment Option Details via SDK

3. Issuing Bank Authorizes Payment

The acquiring bank transmits the data to the issuing bank via the card scheme. Based on the validity of the card, the transaction, as well as the cardholder’s available funds, the credit card issuer can approve or decline the transaction. If the transaction is authorized, the respective amount is blocked on the credit card and is no longer available for other charges. Afterwards, the acquirer receives an authorization response.

With the payment option details collected and the payment authorized, the shopper is redirected to the previously specified “callbackURL”.

4. Complete Authorization